It’s that time of year again! Have you used all of your remaining vision insurance benefits?
What Is Vision Insurance?
Whether you received your vision insurance through an employer or you enrolled in a plan on your own, you may be curious how it works. Each plan differs based on your insurance provider and your level of coverage, but most plans have the same basic function.
Vision insurance plans are health and wellness plans designed to lower the out-of-pocket cost of routine eye care. This often includes eye exams and prescription eyewear. Some plans even offer discounted rates on vision correction surgery. Each provider has a wide range of benefits, so don’t hesitate to ask what benefits are available to you.
See why you should take advantage of the eye exams included in your insurance plan:
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Vision Insurance Differs From Other Insurance Policies
Most vision insurance policies differ from other major medical policies. For instance, many regular health insurance policies provide unlimited benefits after you pay a certain co-pay or meet a predetermined deductible. Vision insurance plans, however, are known as discount or wellness benefit plans that offer specific benefits and discounts when you pay an annual insurance premium.
Because of this key difference, it’s important you get the most out of your vision insurance each year! Many plans offer significant discounts on comprehensive eye exams, eyeglass frames, eyeglass and contact lenses, and lens enhancements such as anti-reflective coatings. Since these benefits are discounts based on an annual premium, they don’t roll over to the next year if left unused—meaning you’d lose out on free or drastically discounted services.
Make An Appointment Before It’s Too Late!
We want to help you get the most out of your vision insurance benefits each and every year. If you have any questions about your vision insurance plan, feel free to give us a call! We’d love to work with you to meet your family’s eye care needs.